Actualizar líneas de crédito

PATCH/lending/v1/credit-lines/{credit_line_id}

El endpoint lending/v1/credit-lines/{id} te permite actualizar los datos de una línea de crédito en específico.

Parámetros disponibles

Path Parameters

credit_line_idStringrequired

Cuerpo de solicitud

application/json

limitsobject0 propiedades

statusenum

status_detailobject2 propiedades

offer_start_datestring

offer_end_datestring

due_dateinteger

user_scoringstring

person_typeenum

update_segmentobject1 propiedades

Detalle de respuestas

400

Request inválido

401

No autorizado

403

Acceso denegado

404

No encontrado

500

Error interno del servidor

Ejemplo de solicitud

{
  "limits": "example_value",
  "status": "PAUSED",
  "status_detail": {
    "reason": "FRAUD",
    "text": "Additrional information"
  },
  "offer_start_date": "2022-04-20",
  "offer_end_date": "2023-05-20",
  "due_date": 28,
  "user_scoring": "A",
  "person_type": "NATURAL",
  "update_segment": {
    "segment_id": "lsg-2HMvSzWjc5La6WDTlgFweXAmPle"
  }
}

Ejemplo de código

curl -X PATCH "https://api.pomelo.la/lending/v1/credit-lines/example_value" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -d '{
  "limits": "example_value",
  "status": "PAUSED",
  "status_detail": {
    "reason": "FRAUD",
    "text": "Additrional information"
  },
  "offer_start_date": "2022-04-20",
  "offer_end_date": "2023-05-20",
  "due_date": 28,
  "user_scoring": "A",
  "person_type": "NATURAL",
  "update_segment": {
    "segment_id": "lsg-2HMvSzWjc5La6WDTlgFweXAmPle"
  }
}'

Ejemplo de respuesta (200)Ejemplo de respuesta

{
  "data": {
    "id": "lcr-2HMwKzetERdOEhbT86UweXamPle",
    "user_id": "usr-2HMvSDccc5PZzCvZ98lfeXamPle",
    "country": "MEX",
    "person_type": "NATURAL",
    "product_id": "lpr-2HMvSzWjc5La6WDTlgFweXAmPle",
    "segment_id": "lsg-2HMvSzWjc5La6WDTlgFweXAmPle",
    "status": "ACTIVE",
    "status_detail": {
      "reason": "FRAUD",
      "text": "Información adicional"
    },
    "offer_start_date": "2022-04-12",
    "offer_end_date": "2022-04-12",
    "activation_date": "2022-04-12",
    "limits": {
      "single_payment": 20000,
      "cash_advance_percentage": 10
    },
    "balances": {
      "single_payment": {
        "available": "4050.00",
        "limit": "5000.00",
        "utilization": "950"
      },
      "installments": {
        "available": "4050.00",
        "limit": "5000.00",
        "utilization": "950"
      },
      "cash_advance": {
        "available": "4050.00",
        "limit": "5000.00",
        "utilization": "950"
      }
    },
    "due_date": 28,
    "due_date_last_update": "2022-04-12",
    "user_scoring": "A",
    "delinquency": {
      "start_date": "2022-04-01",
      "end_date": "2022-04-15",
      "status": "CURRENT",
      "days_overdue": 0,
      "days_before_cancellation": 59,
      "oldest_segment_name": "TWO",
      "oldest_segment_creation_date": "2025-01-10",
      "oldest_segment_age_days": 30
    },
    "clearance_date_at": "2024-07-01T20:37:33.180085009Z",
    "pricing": {
      "current": {
        "start_date": "2022-04-30",
        "rates": {
          "financing": "15.00",
          "late_fee": "25.00",
          "cash_advance": "50.00",
          "revolving": "100.00",
          "revolving_by_limit": [
            {
              "from_amount": "0",
              "unit_type": "CLP",
              "rate": "100.00"
            }
          ]
        },
        "fees": [
          {
            "name": "Maintenance",
            "amount": "15.00",
            "currency": "CPL",
            "frequency": "MONTHLY",
            "operation": "CASH_ADVANCE",
            "type": "UF"
          }
        ]
      },
      "upcoming": {
        "start_date": "2022-04-30",
        "effective_date": "2022-05-01",
        "rates": {
          "financing": "15.00",
          "late_fee": "25.00",
          "cash_advance": "50.00",
          "revolving": "100.00",
          "revolving_by_limit": [
            {
              "from_amount": "0",
              "unit_type": "CLP",
              "rate": "100.00"
            }
          ]
        },
        "fees": [
          {
            "name": "Maintenance",
            "amount": "15.00",
            "currency": "CPL",
            "frequency": "MONTHLY",
            "operation": "CASH_ADVANCE",
            "type": "UF"
          }
        ]
      }
    }
  }
}

Obtener líneas de crédito

Cancelar líneas de crédito