POST
/lending/v1/transactions/installment-plans/anticipation/simulationSimular el pago anticipado de un plan de cuotas
Devuelve una simulación de solo lectura de un pago anticipado para un plan de cuotas. La operación no persiste cambios.
Actualmente solo soporta owner.type: CREDIT_LINE.
Parámetros disponibles
Cuerpo de solicitud
application/jsontransaction_idstringrequired
ownerobjectrequired2 propiedades
prepayment_typeenumrequired
amountstring
Detalle de respuestas
401
No autorizado
403
Acceso denegado
500
Error interno del servidor
Ejemplo de solicitud
{
"transaction_id": "ctx-3xy2ZAMWeblTap8SJOrLHhddFfM",
"owner": {
"type": "CREDIT_LINE",
"id": "lcr-3wS9TF48KFOccV1kcz0BCuIQ6xg"
},
"prepayment_type": "INSTALLMENT_TERM_REDUCTION",
"amount": "1500.00"
}Ejemplo de código
curl -X POST "https://api.pomelo.la/lending/v1/transactions/installment-plans/anticipation/simulation" \
-H "Content-Type: application/json" \
-H "Authorization: Bearer YOUR_API_KEY" \
-d '{
"transaction_id": "ctx-3xy2ZAMWeblTap8SJOrLHhddFfM",
"owner": {
"type": "CREDIT_LINE",
"id": "lcr-3wS9TF48KFOccV1kcz0BCuIQ6xg"
},
"prepayment_type": "INSTALLMENT_TERM_REDUCTION",
"amount": "1500.00"
}'Ejemplo de respuesta (200)Ejemplo de respuesta
{
"data": {
"transaction_id": "ctx-3xy2ZAMWeblTap8SJOrLHhddFfM",
"owner": {
"type": "CREDIT_LINE",
"id": "lcr-3wS9TF48KFOccV1kcz0BCuIQ6xg"
},
"prepayment_type": "INSTALLMENT_TERM_REDUCTION",
"country": "PER",
"currency": "BRL",
"total_amount_to_pay": "1980.40",
"amount_applied": "1500.00",
"surplus_amount": "0.00",
"interest_saved": "84.30",
"taxes_saved": "0.00",
"next_due_date": "2026-08-03",
"installments": [
{
"number": 5,
"due_date": "2026-08-03",
"cycle_closing_date": "2026-07-28",
"accrual_start_date": "2026-07-04",
"principal": "430.00",
"interest": "50.10",
"taxes": "0.00",
"expenses": "0.00",
"total": "480.10",
"accrued_interest": "50.10",
"financed_amount": "430.00",
"outstanding_amount": "480.10",
"financed_interest": "0.00",
"financed_interest_amortization": "0.00",
"financed_tax": null,
"financed_tax_amortization": null,
"outstanding_financed_tax": null,
"applied_rate": {
"name": "APPLIED_ANNUAL_EFFECTIVE",
"value": "18.99",
"type": "APPLIED_ANNUAL_EFFECTIVE",
"unit": "PERCENTAGE"
}
}
]
}
}